Privacy Policy

Effective Date: January 1, 2026

1. Overview

This Privacy Policy explains how Fulus collects, uses, and protects your information.

2. Information We Collect

• Account information (name, email, credentials)
• Household and financial data you enter
• Usage logs, IP address, device information

3. Household Data Model

Data in Fulus is scoped to households. Users with access to a household may view and manage its data according to assigned permissions.

4. How We Use Data

• Provide and operate the Service
• Authenticate users
• Improve performance and reliability
• Detect fraud and abuse
• Comply with legal obligations

5. Data Ownership

You retain ownership of your data. Fulus does not sell personal or financial data.

6. Cookies

Cookies are used for authentication, security, and analytics. Disabling cookies may limit functionality.

7. Data Sharing

We share data only with trusted service providers, legal authorities when required, or with your consent.

8. Data Retention

Data is retained while your account is active and as required by law. You may request deletion subject to retention obligations.

9. Security

We use reasonable administrative, technical, and physical safeguards to protect data.

10. Your Rights

You may request access, correction, or deletion of your data by contacting us.

11. Children’s Privacy

Fulus is not intended for users under 18.

12. Contact

Email: support@fulus.co